Borrowers and ethical lenders and car dealers are frustrated with the current state of lending. Borrowers often enter the loan transaction with trepidation because they have heard about or experienced questionable business practices such as “bait and switch”, hidden fees and last minute surprises. Ethical lenders and car dealers are frustrated because unethical lenders and car dealers are creating a marketplace where it is hard to compete and borrowers are unable to tell the difference between honest and dishonest brokers in advance. provides a solution for both lenders and car dealers’ frustrations and consumers concerns by creating a marketplace where lenders and car dealers agree to a set of ethical business practices and borrowers are educated about what to expect during the loan process. is operated by Internet Brands, one of the largest publishers of consumer advice on the internet.

Internet Brands’ websites have been helping consumers since 1994. The company’s Mortgage and Real Estate websites have won numerous awards for consumer expertise. Internet Brands also operates websites in the Automotive and Travel categories. In Automotive, the company’s website brings new car pricing transparency to millions of car buyers each month. All Internet Brands websites have this in common: empowering consumers to make better choices and save money.

Loan Features

Bad Credit Car Loans
If you have a FICO score of 620 or less, it may be difficult for you to get auto loan approval from a bank or credit union. However, there are special finance lenders out there that look at factors beyond your credit score in order to finance your vehicle purchase. Typically, these lenders will just need to verify that you have a valid driver’s license, a qualifying income and a stable residence.

As long as you’re working with the right car dealership, the approval process for a bad credit auto loan can be quick and easy. What do we mean by “the right car dealership?” Well, only certain dealers are connected to special finance lenders. And while finding this type of dealership on your own can be difficult, we are partnered with an entire network of dealers that can work with unique credit situations. We can get you to where you need to be right from the beginning, saving you both time and frustration.

Bankruptcy Auto Financing
After filing for bankruptcy, you may be worried that getting approved for an auto loan in the near future will be next to impossible. Your bankruptcy may have damaged your credit rating, but there are lenders out there that may be able to work with your situation. If you’ve filed for Chapter 7 bankruptcy, you can fill out a request with us as soon as you have had your initial meeting of creditors. Or, if you’re currently involved in a Chapter 13 repayment program, our dealers will help you navigate the court process that will allow you to buy your vehicle right now.

Going through bankruptcy can be stressful, but it can also give you an opportunity to get a fresh start with your credit. Getting approved for a bankruptcy auto loan is a good step toward rebuilding your credit one car payment at a time. Our fast and easy process can help you get financed so you can get back on the road and on with your life.

No Credit Auto Loans
Having no credit can be a problem when trying to get approved for a car loan. Lenders look at the credit history of an applicant when making an approval decision. When a person doesn’t have one, it is hard for these lenders to evaluate that applicant as a borrower. In addition, auto lenders in particular pay special attention to how well an applicant has paid on any previous auto loans. These issues can make a lender more hesitant to approve those with no credit for an auto loan.

This is why many people with no credit who need a car loan seek out special financing. These auto loans for people with bad credit or no credit allow applicants to get the car they need and are excellent credit-building tools. By making timely payments, a borrower can establish their credit and watch their credit score rise over time. has the dealership network to help car buyers with no credit get a car.

Application Process

We understand that when you really need a car, you probably don’t have time to wait. Your everyday life requires you to have reliable transportation to get to work, school, and all of the other places you have to go. This is why we work as quickly as possible to get you back on the road. In fact, if you start today, you’ll probably hear back from us within 24 hours. You may even get a phone call within just a few minutes after hitting the “submit” button!

Application Criteria:
1. Proof or residence. Lenders typically ask for a working phone number or recent utility bill addressed to you at your current residence.
2. Government-issued ID. You’ll need to prove you’re a US citizen with your passport, driver’s license or other accepted ID.
3. Proof of employment. You won’t be able to get a loan if you don’t appear to have the means to pay it back. Lenders often ask for pay stubs or W2 forms.

Repayment Terms

Min Loan Amount Varies by lender
Max. Loan Amount Varied by lender

Details about its fees and other requirements you’ll likely want to know are difficult to find on APR’s range from 0% to 25% depending on your geographic location, vehicle type and credit history. Each participating dealer and lender in your state may have penalties for late or non-payment

Customer Support

To contact customer service please complete the form. If you anticipate a response, please be sure to include your phone number and email address.

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