Los Angeles-based CarsDirect is the leading multi-brand online car buying service, providing new car, used car, and auto finance-related content and services since 1998. When shopping for a car, CarsDirect has become the natural choice for consumers who demand objectivity, selection, and pricing; and for dealers who want to leverage the Internet for cost-effective, incremental website traffic, sales, and revenue.

CarsDirect’s success has been recognized by numerous industry awards, including being named one of the “50 Best” websites in the world by Time Magazine, a “Top 100 Classic Website” by PC Magazine, and a “Top Site for Buying or Selling Anything” by PC World.

In 2005, CarsDirect changed its corporate name to Internet Brands, Inc. to reflect its transition to a diversified, multi-vertical company. Internet Brands has grown to become a fully integrated online media and client services organization focused on four high-value vertical categories: Automotive, Home / Travel, Health, and Legal.

Loan Features

Auto Loans
Auto Loans Made Easy for Any Credit Situation. Since 1998 our lender network has helped millions of customers get new and used car loans with custom tailored financing. We understand that good people can experience credit challenges. We are ready to help with easy auto financing options for any credit situation.

Bad Credit Auto Loans
If your FICO credit score is under 640 it can be very difficult, or even impossible, to obtain an auto loan through a traditional lender such as a bank or car manufacturer. Our national network of dealers use lenders that can get you financed using special plans tailored to your financial needs, saving you money and frustration.

No Credit Auto Loans
We know how difficult it can be to get a car loan with no credit history. In order to build credit history you first need to establish credit, but establishing credit without history is hard. Our national network of dealers use lenders that understand this. They will customize a car loan for you, and you will be on your way in your new car while starting to build a strong credit report.

Bankruptcy Auto Loans
A bankruptcy in your past shouldn’t mean you can’t get a car loan. We understand that people need a second chance, and our national network of dealers use lenders that believe that too. They will structure a loan with terms that will allow you to stop worrying about your bankruptcy and start rebuilding your financial future.

Application Process

Start loan process in 60 seconds:
1. Submit Your Form
Submit online using our easy loan request form, there is no obligation.

2. Review Your Financing Options
Our dealer partner will get back to you within 24 hours to discuss your customized financing options.

3. Find The Car That’s Right For You
Our partners carry a wide selection of new & used vehicles that will meet any car-buyer’s needs.

4. Drive Away Happy
Drive off in your new car knowing that your past didn’t dictate your future, and that you are on your way to rebuilding your credit.

On average, auto finance companies are able to process car loan applications instantly, or in less than 24 hours. During this time, be prepared to provide additional documentation such as car insurance, proof of income, proof of residence, and any other provisions required by the lender. Generally, our customers are able to purchase a vehicle within 24 – 48 hours from the completion of the application process with their lender.

Repayment Terms

CarsDirect is not a lender; we do not establish your interest rates. Interest rates will generally vary depending on the amount of your loan, the type of car you are looking to buy, and ultimately your credit report information. After submitting a request form, you will be contacted by a credit processor who will provide you with more specific details regarding interest rates, monthly payments, and other loan terms. There is no obligation to accept any of the car loan terms offered to you.

Customer Support

Phone Number

909 North Sepulveda Blvd.
11th Floor
El Segundo, CA. 90245

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