We built SpringboardAuto to transform car buying and financing into a modern, seamless, easy-to-use online experience. Our team has had years of experience financing customers like you – and through all of those years we listened, gathered feedback, and looked at market trends to architect the digital auto-buying experience of today.

Our mobile-friendly, auto finance solution simplifies a secure online transaction, offers a loan configurator tool to personalize loan terms, manages your transaction services and allows you to move through the financing process at your own speed. We’re excited for you to buy or refinance your next car so you can experience what you helped us create.

Loan Features

Looking to purchase a vehicle from a private party seller and not an auto dealership? Even if you have less than perfect credit, check your eligibility for a private seller auto loan up to $45,000 with no impact on your credit score.

Keep the car you love, but lower the payment. Even if you have less than perfect credit, check your eligibility to refinance your auto loan up to $45,000 without affecting your credit score. Our platform is designed so that even if you have less than perfect credit, you can apply in under 60 seconds with our quick application and it will not affect your credit score. Once approved, our online tools allow you to personalize your refinance auto loan to terms that fit your needs.

Application Process

Our loan platform, puts you in control. Complete our app in less than 60 seconds. Even with less than prime credit, you can apply and receive an instant decision without affecting your credit score. Once approved, our process puts you in the driver’s seat.

To be eligible, your vehicle must be:

A loan amount between $7,500 – $45,000
8 years old or newer
Up to 125,000 miles
For personal use only
Eligible makes: Acura, Audi, BMW, Buick, Cadillac, Chevrolet, Chrysler, Dodge, FIAT, Ford, Genesis, GMC, Honda, Hyundai, INFINITI, Jaguar, Jeep, Kia, Land Rover, Lexus, Lincoln, Mazda, Mercedes-Benz, MINI, Mitsubishi, Nissan, Ram, Scion, Subaru, Toyota, Volkswagen, Volvo
Ineligible vehicles: Electric vehicles, leased vehicles, heavy duty trucks, cargo or conversion vans, commercial vehicles or “for hire”, salvage or branded title, flood or frame damage, replaced or modified odometer

It’s simple to complete our loan process. Simply upload any required documentation via your smart phone or computer. When it comes time to close, we will send you your loan documents to be signed electronically. Our platform enables you to personalize your private party loan to terms that work best for you.

When it comes time to close on your car, our platform will send a notary to the closing at the location and time you have chosen. Once you sign all loan documents, we instantly send funds to the seller.

Repayment Terms

APR 5% and up; max varies by state (average: 12%)
Loan amount $7,500 – $45,000
Maximum term – 72 months
Available in 29 states: Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Maryland, Michigan, Minnesota, Missouri, Nebraska, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Washington and Wisconsin.

Customer Support

+1 844-267-1670

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