For more than 21 years, LiftFund, a 501(c)(3) nonprofit organization, has helped individuals achieve the American Dream by providing small business lending to those who do not have access to capital from typical lending sources, such as traditional banks. Along with vital small business loans, LiftFund provides educational services at no cost to borrowers, which are essential to foster self-sufficiency.

LiftFund Small Business Lending and Impact
Since we opened our first office in San Antonio with three employees in 1994, we have helped thousands of people achieve the financial stability and growth they so richly deserve as a result of their vision and hard work. We’ve made more than 17,000 small business loans totaling more than $210 million. And we’ve grown to include small business lending in 13 states – enabling us to reach more and more people with each passing year.

What we do is rewarding beyond words. And knowing we are helping at the grassroots level in the communities we serve is a blessing and an honor.

LiftFund is not a government agency. We are a registered nonprofit organization, but we do get some funding from government institutions. We also apply for grants and loans from private foundations and individuals, other nonprofit organizations, banks, religious congregations and corporate entities.

Loan Features

If you’re thinking about a small business financing loan, LiftFund is here for you. Loans $500 to $1 million are available in 13 states only.

We’ve provided over $250 million in small business loans to over 17,000 business owners just like you. We use our own designated risk technology to provide financing for small businesses.

Through LiftFund, you can get an:

SBA 7(a) loan. Your standard fixed-term loan but with low interest rates, thanks to government backing.
SBA 504 loan. A low-interest government-guaranteed loan for commercial real estate and equipment loans.
Goldman Sachs Houston and Dallas loans. A program that offers loans of $50,000 to $400,000 to cover a variety of business needs. It’s best for larger, more established businesses that can prove they create jobs in economically disadvantaged areas.
Fresh loans. Microloans for food industry businesses that promote the availability of fresh, healthy meals in food deserts.

Application Process

How it works:

1. You should know your business goals and needs. Gather and review your financials and credit history and be prepared to share information for your loan.
2. Apply and review the list of information you need and be prepared to submit your documents to help us make a decision.
3. After you submit your application and all your documents for the application it takes LiftFund two business days to review your file.

We provide loans for Startups, Supply and Inventory, Purchasing a Business, Equipment, Real Estate, Lease Improvements, Vehicles, Restaurants, Operation & Working Capital.

Application Criteria:
Be at least 21 years old
Live and operate your business in a state LiftFund serves
Have another source of income if your business is a startup
Not operate in the adult entertainment industry
Not have filed for bankruptcy in the last two years

Repayment Terms

Min Loan Amount $500
Max. Loan Amount $1,000,000
Min APR From 4%
Minimum Loan Term 5 years

Customer Support

Customer Service line: 888.215.2373
Email address:
Business hours: Monday – Friday, 8:30 AM – 5:30 PM

2007 W. Martin Street
San Antonio, TX 78207
F 210.533.2940

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