If you need money quickly but don’t want to spend time browsing lenders, consider applying through Green Dot Money. This lending marketplace could include an option that fits your needs — even if you have poor credit.
Are you tired of how banks take overdraft fees? So were we. So we invented something completely new in banking with the Green Dot Reloadable Prepaid Debit card. At Green Dot we want to empower you with more access and control over your own money — and put more of it back in your pocket with innovative new products like our Cash Back Visa Debit card.
With a Green Dot card you’ll never have to worry about an overdraft fee again. You’ll conveniently shop online. Pay bills without leaving home. And even send money to family across the US. Best of all, getting a Green Dot card is hassle-free with absolutely no minimum balance requirements or credit check. So get your Green Dot card today and enjoy a completely different way of banking.
Green Dot Money doesn’t provide loans directly. Instead, it’s a loan-connection service that can connect you to lenders willing to offer amounts and terms you specify in its simple online application. After you apply, you choose a loan from among those you’re eligible for and accept a contract on the specific lender’s website.
You can the following services through Green Dot Money:
Payday loans. Payday loans — also called short-term or cash advance loans — are a quick way to get small amounts of money when you need it most. The amount you borrow including accrued interest is typically due in two to four weeks. Because these loans are designed for people with less-than-perfect credit, prepare for high interest rates and multiple fees.
Installment loans. Similar to payday loans, installment loans come with high interest rates and multiple fees. But they can be repaid over months, rather than weeks — which makes them a better choice for larger amounts. Longer repayment terms result in smaller payments, but interest can add up quickly.
The prepaid debit cards. No overdraft fees, ever. With Green Dot prepaid debit cards it’s easy to shop online, pay bills and make everyday purchases. There is no upfront fee or credit check to order a card online, and no minimum balance required. Your money is protected against unauthorized transactions. You can manage your account online and track your spending 24/7 with our mobile app.
You must live in one of its serviced states. Green Dot Money currently services all states and Washington, DC except: Colorado, Connecticut, Iowa, New York, Vermont, West Virginia.
You must be at least 18 years old (or your state’s age of majority).
You must be a citizen or permanent resident of the US.
You must have a steady source of income.
You must have a bank account or reusable debit card.
Personal details, including your name, date of birth, Social Security number and government-issued ID
Contact details, including your email, phone number and home address
Financial details, including your bank account numbers and your monthly income
Min Loan Amount $100
Max. Loan Amount $10,000
APR – Green Dot loans come with high APRs — from $15 to $30 for every $100 you borrow.
Loan Term Varies by lender
P.O. Box 5100
Pasadena, CA 91117