HonestLoans is not a direct lender; we provide a service that aims to quickly connect customers with lenders that offer loans that may work for them. Over the years HonestLoans has built a vast network of short term lenders who are able to provide customers with loans between $200 and $2,500. Many customers use short term loans to help with a wide range of emergency expenses. Unlike traditional personal loan stores, HonestLoans provides customers with a way to borrow money online without going into a store or waiting in line.
After an application has been submitted, HonestLoans will attempt to connect the applicant with a lender almost instantly. If you are approved for a personal loan you can receive the funds to your account in most cases within one business day. HonestLoans is not the lender, but does the work of connecting you with a lender.
HonestLoans customers should always borrow responsibly. HonestLoans is not a lender, and cannot answer questions regarding your loan. Please review the terms of your loan before accepting. Review interest rates, and be aware of your due date. Should you have any questions about your loan, please contact your lender directly.
HonestLoans is not a bank, financial institution, or lender. We do not make credit decisions or short term cash loans. Moreover, the owner/operator of this website is not a broker, agent, or representative of any lender. HonestLoans works as a connection to a network of fast cash lenders. If you require details on your loan or have questions/concerns regarding your cash advance, contact your lender directly. They will be able to assist you. In addition, information about your loan and your lender should be included in your approval email, bank statement, or via contacting your bank/credit union directly.
People get personal loans to help with home repairs, unexpected expenses, holiday shopping, bills, and more. Such a loan from one of our lenders can help you get the money you need! Once you fill out our application online, if approved, you can receive cash as fast as next business day.
You can submit a request for a short-term loan if you meet these basic criteria:
Are employed, receive regular income
Earn at least $800 a month
Have a checking account
Are 18 years of age or older
Are a US citizen
Note that other requirements may apply depending on the fast cash lender. Even customers who have filed bankruptcy, have bounced checks or have other credit issues can be approved for quick cash loans.
While approval for a short-term loan can be fast, usually within minutes, you are not likely to be able to get money until next business day. Think of the process as depositing a check into your bank account, typically, you have to wait at least 1 business day before the check clears and the money is available for you to use from your account. If you are approved for a personal loan by one of the lenders in our network, you can receive the money for your emergency in as little as 1 business day and resolve your short term cash problem in no time!
Min Loan Amount $400
Max. Loan Amount $2,500
Loan Term Varies by lender
HonestLoans is not a lender and does not provide short-term loans but refers consumers to lenders who may provide such loans. HonestLoans is unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan. APRs vary according to the information supplied by you in your loan request and your lender. You will be given the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement in the loan request process.
The APR on a short term loan can range from 200% to 2,290% depending on the loan amount, the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on.