Snappy Payday Loans


At Snappy Payday Loans we have more ways than ever to help you get the money you need fast. Depending on your state, you may be able to receive a traditional payday loan to give you the cash to hold you over to your next paycheck or an installment loan and revolving line of credit to offer you more flexibility and the opportunity to borrow additional money when you need it most!

Whether you have bad credit or no credit history at all, we can help get you approved for the funds you need! Most payday loan funds are available the next business day. The money is deposited directly into your bank account so you can handle any financial crisis quickly and easily. Your loan details are completely confidential and secure. Your information is only used to help you qualify for the loan you request!

Loan Features

Payday Loans
Need money fast? A payday loan might be the perfect option for you. With a payday loan, you borrow the money you need from a Direct Lender (typically under $1,000). The money is deposited directly into your bank account the next business day, and then you pay off the loan with funds from your next paycheck.

Payday loans are great for short-term cash shortages, unexpected bills or fast cash for groceries and other incidentals. Obtaining a payday loan is easy, but a Direct Lender will determine the type of loan and terms that are available to you.

Payday Installment Loans
Looking for a payday loan with more flexible payment options? Would you like to borrow more money than typical payday loans allow? A payday installment loans might be your best option.

Payday installment loans are perfect for short term cash shortages and unexpected situations like emergency car repairs, medical bills and more. Payday Installment Loans are only available in certain states.

Line of Credit Loans
Have you ever wished you could borrow money when you need it most without the hassle of applying for multiple loans? Wouldn’t it be nice to have a line of credit you could count on at a moment’s notice?

At Snappy Payday Loans, we understand that life is filled with unexpected circumstances such as car repairs, medical bills, the security deposit for a new apartment, etc. You may need fast cash for any of these reasons or hundreds of others. Lines of credit can give you the cash you need now and allow you to borrow additional money up to your qualified credit limit whenever you need it. Lines of Credit are only available in certain states.

Application Process

Snappy Pay Day loans helps find you online payday loans, installment loans and lines of credit for those in need of emergency funds who may also have bad credit. If your search for bad credit personal loans or cash loans for bad credit has brought you to our site, we can help you get the cash you need, quickly and easily!

We arrange for cash advances to meet your personal needs and many of our Direct Lenders offer same day approvals. To apply for bad credit personal loans, simply follow these three steps:
1. Decide on the amount you need to borrow.
2. Identify your state of residence so Snappy Payday Loans can try to find a Direct Lender offering loans in your state. You can find out more on our cash advances page.
3. Fill out our online form to apply for your loan.

To apply for online loans you must meet the following minimum requirements:

You must have an active checking account
You must have a verifiable source of income
You must be a US Citizen or permanent resident
You must be at least 18 years old

After your application has been submitted, we will try to find a Direct Lender. You will be contacted by a loan specialist, who will review your application. After you receive approval and have signed the contract, your money will typically be available the following business day. Some Direct Lenders are able to fund same day loans. The funds will be deposited directly into your bank account.

After you receive your money, typically you will be able to log into your account to make payments, monitor your balance and manage your account.

Repayment Terms

The rates and terms will vary by individual and by state for each loan or cash advance and may NOT be available in some states. If Snappy Payday Loans approves your application, you’ll get a loan contract. This document contains details of all applicable fees and charges you may have to pay during the course of the loan term. If you fail to repay the loan in a timely manner you may have to pay NSF fees as well as collection related costs, and it may negatively affect your credit score.

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