Big Picture Loans


The internet provides the Tribe with the ultimate resource and opportunity to spur economic growth and business development despite its geographic location.

Big Picture Loans was formed by the Tribe to enhance the Tribe’s self-determination and further diversify the Tribe’s economy. Big Picture Loans is an economic arm and instrumentality of the Tribe that is organized and licensed under Tribal law and is located on the Tribe’s reservation.

Big Picture Loans’ online consumer loan business is specifically authorized by Tribal law. Big Picture Loans maintains a valid Financial Services License issued by the Tribal Financial Services Regulatory Authority (“Authority”). You can learn about the authority here Big Picture Loans provides a pathway to economic stability for the Tribe and its members while providing a vital service to Americans of all backgrounds who might otherwise be without access to the financial assistance they need.

Loan Features

Big Picture Loans offers consumer installment loans, which are also known as personal loans. An installment or personal loan is a loan that is repaid over time with a set number of scheduled payments. There are no penalties for paying your installment loan off early, and you can actually save on finance charges by doing so.

Loan approval and amounts are based on minimum income amounts, other credit criteria, and verification of the information you provide during the application process. Borrowing through Big Picture Loans works in the same basic manner as other financial institutions. To qualify, you have to meet basic eligibility criteria, including being 18 years old or older, having a bank account and earning at least $700 per month.

Application Process

We’ve helped more than 100,000 people experience a smarter way to borrow! Even if you’ve applied or been turned down in the past, you can apply again now using our quick and confidential application process. If you apply now, you could have funds in your account as soon as the next Business Day!

Our minimum requirements to be approved for an installment loan are:

You must have steady income of at least $700.00 per month from a verifiable source.
You must have an open bank account that’s in good standing.
You must be reachable by phone.
You must be at least 18 years old and a permanent U.S. resident.

It’s easy, confidential, and can be completed in minutes. Once on the application page, you will:
Read the Consent to Electronic Communications and Privacy Notice.
If you decide to apply for a loan with Big Picture Loans, you must fill out and submit the application using Big Picture Loans’ secure website. We use industry standard security measures.
Thoroughly review and electronically sign your loan documents and retain a copy for your files.

Repayment Terms

Prepayment requirements may vary depending on your particular loan. This information can be found in your Loan Agreement and on your My Account page. Additionally, you may contact us by phone at 1.800.584.4880 or by email at for prepayment information.

You can apply for a loan from $200 to $1,500. Your APR will depend on how often your payments are scheduled and the duration of the loan as well as your current financial situation. The loan contract you receive lists all applicable charges so be sure to review these carefully before you sign.

Customer Support

1(800)584 4880

Big Picture Loans
Customer Support
P.O. Box 704
Watersmeet, MI 49969

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