Cash Central


Cash Central is a licensed online lender serving the financial needs of online customers with a staff that pioneered online lending and has decades of combined lending experience. Cash Central continues to pioneer lending on the internet with reliable, secure and user-friendly lending philosophies.

Legally registered and licensed by state, Cash Central’s approach to serving your needs is different– meaning you can expect your transaction with Cash Central to be handled with outstanding personal service, a simple process, integrity, and privacy.

If you are visiting our website for the first time, we invite you to join the many loan customers we’ve assisted to date. Like them, you’ll benefit from our fair rates and fees, quick approval and turnaround and in-house loan advisors waiting to answer your questions.

Loan Features

Cash Central offers the following services:

Payday loans are short-term cash loans directly deposited into your checking account by Cash Central. People from all walks of life generally use their payday loan for emergency expenses, including doctor bills, utility payments, rent payments, or to avoid bouncing a check (or checks) at their financial institution.

Installment Loans are characterized by a series of monthly, semi-monthly or biweekly payments usually over a period of twenty-four months. Installment Loan amounts are typically between $1,000 and $5,000.

When looking at options for a consumer loan, a title loan can be a great choice if you’re in need of fast, short-term emergency funding in loan amounts larger than what may be available in a payday loan.

While most title loans are short-term (in some cases they may be longer) and do not require a credit check, they are different from Installment or Payday Loans in that they’re a “secured loan.” A secured loan means the borrower brings collateral to the transaction, something tangible to back up the loan amount they’re requesting. In the case of a title loan, a customer uses an automobile’s title (taking into consideration the value of the automobile) to secure the requested funds.

Title loans are typically offered in amounts ranging from $100-$25,000 depending on your state, the value of the automobile, and your ability to repay.
Approval is generally quick, as long as it takes to fill out the application and verify loan requirements. (In some cases, an on-site automobile inspection is required).
To use this loan option, a customer must own their car (free of liens), have valid insurance and possess the title.
Title loans can be eligible for interest-only payments and refinances.
While the automobile title will be held by the lender, you’ll still keep your car while paying back the loan.

A line of credit allows you to draw only the amount you need at the time (any time) up to your available credit limit, with funds deposited into your checking account the next business banking day. You’ll only pay for your Cash Central line of credit when you use it. Funds will begin accruing interest on the day you receive them. As with the other short-term loans, a line of credit is accompanied by a high APR.

Application Process

With Cash Central’s fast and easy 3-step loan process, outstanding personal service and confidential 24/7 online convenience, your application conveniently applies for all available products Cash Central offers in your state in just a few clicks, allowing you to choose the loan that’s right for you. Each step provides easy reference to your progress and allows you to contact an advisor (via the orange “Live Chat” tab on the right) during our convenient operating hours. If you’re already a customer, simply click the “Customer Sign In” button and enter your username and password.

Eligibility criteria:

At least 18 years old
A verifiable source of income
An operational checking account
Two valid phone numbers
A Social Security number
Reside in one of the following states: AL, AK, CA, DE, FL, HI, ID, KS, LA, MN, MS, MO, NV, NM, ND, OH, OK, RI, SC, TN, TX, UT, WA, WI, WY.

Required information:

Your name, contact information, date of birth and Social Security number
Employment-related information, like your employer’s name and phone number
Details about your income
Details about your bank account

Repayment Terms

Min Loan Amount $300
Max. Loan Amount $5,000
Loan Term Varies by state

A 14 day Payday Loan of $300.00 has an APR of 703.93%. Finance Charge: $81.00. Community Choice Financial fees charged are $27 per $100 borrowed. The minimum number of days a loan can be taken for is 4 days. The maximum number of days a loan can be taken for is 35 days.

Customer Support

1-800-460-4305 Customer Service

8:00 AM-10:00 PM(Eastern) Monday-Thursday
8:00 AM-8:00 PM(Eastern) Friday
10:00 AM-6:00 PM(Eastern) Saturday
11:00 AM-8:00 PM(Eastern) Sunday

Cash Central / Community Choice Financial
6785 Bobcat Way #200
Dublin, OH 43016

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