Check City


When you apply with Check City, you can rest assured that it is a legitimate lender with your needs in mind. Check City is licensed in each state it operates, whether it has storefronts or online shops, and it specializes in lending services.

What benefits come with a Check City?

1. Quick processing. When applying in-store, the loan approval process only takes a few minutes, and you can receive your cash the same day. When applying online, funds are usually deposited into your bank account by the next day.

2. Multiple services. Check City’s services are not limited to payday loans. In any Check City store, you have access to a number of products. See the list below.

3. Bad credit is OK. What matters more than your credit score is your ability to repay, but you should still expect to be charged a hefty financing on top of a high APR for every loan you take out with Check City.

4. Responsible lender. Not only is Check City an accredited business with a BBB rating of A+, it’s also a member of the Community Financial Services Association of America (CFSA) and the Utah Consumer Lending Association (UCLA), guaranteeing that you’ll be treated fairly when you apply.

Loan Features

Check City provides the following services:

Cash Advances
Get the cash you need now with cash advance loans from Check City (fees apply). Get your cash advance loans at participating locations or get a cash advance online.

Payday Loans
Need money fast? Get the cash you need now with pay day loans from Check City (fees apply). Pay day loans available at participating locations or get pay day loans online.

Check Cashing
Cash your payroll, government, or personal check quickly, conveniently, and with no hassles.

Installment Loans
Get the cash you need now with flexible payment options.

Personal Loans
At Check City we’re always looking for ways to meet the short term financial needs of our loyal customers. Over the years we’ve found that while our payday loans and title loans meet the needs of most of our customers, there are some customers who need a loan option with a lower APR and more flexible payment options. To meet the needs of those customers we’ve created the Check City Personal Loan. With the Check City Personal Loan, you can get cash, when you need, now with a lower APR!

Business Check Cashing
Are you a business owner seeking immediate cash for supplies, payroll, and payables? Check City cashes checks made payable to your business.

Installment Loans Colorado
Get the money you need, when you need it, now with a new more flexible payment plan!

Installment Title Loans
Get a loan today based on the value of your car and keep your car.

Title Loans
Use your car title to get a fast, convenient, and affordable loan.

Money Orders
We’re proud to offer Western Union money orders at all of our Check City locations. From Nevada to Virginia you can count on Check City for fast, friendly money orders.

Prepaid Debit Cards
Get all the flexibility and convenience of a Visa or Mastercard—without a credit check or even the need for a checking account.

Prepaid Wireless
Choose a prepaid phone card that’s right for you from the many different options and plans we offer. Visit us today!

Gold Buying
Have unwanted gold, silver, or platinum jewelry? We want to buy it! In store and online.

Money Transfers
Send and receive money anywhere in the world using Western Union’s proven money transfer services.

Tax Services
Work with our team of qualified tax professionals to get your taxes done right and on time. Also, find out more about our Lightning Tax Loans.

Are you paying too much for insurance? Get a Free Insurance Quote from Check City. We can find you the best Utah auto insurance possible for your car, boat, or RV.

Bill Pay Services
Now you can pay your bills at any Check City location! If you prefer to pay your bills with cash, find out more.

Application Process

Getting started with your Check City loans is simple. All you need to do is visit the Check City Location nearest you and fill out the customer application. Once you’ve filled out your application it will be processed as quickly as possible and if your loan is approved you will receive cash right away.

Application criteria:

Be at least 18 years old
Be a citizen / permanent resident of the US
Have a checking account
Have a regular source of income
Reside in one of the following states: AL, AK, CA, CO, HI, ID, IL, KS, MO, ND, NV, TX, UT, VA, WA, WI, WY.

Required Information:
Your complete name, date of birth, Social Security number, home address, email address and phone number
Your income and employment information
Your bank account number and routing number
Identity information from a valid form of ID

Repayment Terms

Min Loan Amount Depends on state of residency
Maximum Loan Amount Depends on state of residency
Loan Term: Up to 31 days depending on state regulations
APR: Varies by state and loan terms, but can be as higher than 920.17%

Customer Support

Check City Online
Check City Online
PO Box 970028
Orem, UT 84097

Toll Free Phone Number:

Call Center Hours: (Mountain Time)
Monday – Friday | 8:00 AM to 7:00 PM
Saturday | 9:00 AM to 5:00 PM
Sunday | Closed

Fax Number:
E-mail Address:

Check City Nevada
Check City
PO Box 35227
Las Vegas, NV 89133

Toll Free Number:
(866) 992-4821
(702) 880-7779

Account Info. and Collections:

Check City Utah
Check City
PO Box 970851
Orem, UT 84097

Toll Free Phone Number:

Fax Number:
(866) 208-3668

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