Credible is a marketplace that allows you to compare financial products from multiple providers side-by-side. Credible is not a lender, a bank or a credit card issuer — we partner with the best financial service providers so that they can provide you with a variety of competitive options, enabling you to find the right financial product for your needs. Best of all, Credible is completely free!

Founded in 2012, Credible believes in empowering borrowers to take control of their finances. We bring simplicity, choice and unbiased support to all of life’s important financial decisions. We let you compare personalized loan offers from multiple vetted lenders, giving you the power and confidence to improve your financial future.

Our benefits:
No fees. We’ll never make you pay for using our service.
Risk free comparison. Compare your options without affecting your credit score.
Shop with confidence. We never share your information without your permission, ever.
Safe and secure. Bank-grade encryption and SSL technology keep your data secure.
Power of choice. We thoroughly vet our lenders so you can compare the best options available.
Real people, here to help. Our expert Client Success team is here to help you along the way.

Loan Features

Student Loans
Your private student loan search ends here. Compare options from top lenders without affecting your credit score. Rates as low as 3.35% variable and 5.25% fixed APR.

Student Loan Refinance
Refinance your student loans in 3 easy steps. The average user saves $18,668 when refinancing through our partner lenders. Credible enables you to compare the student loan refinancing products from multiple lenders you qualify for side-by-side, based on all of the criteria that are important to you, like total repayment amount, APR, repayment options, and monthly payment. It takes just two minutes to find out if you are eligible for prequalified rates with our partner lenders!

Personal Loans
Personal loans to get you one step ahead. Rates from 4.99% APR in just 2 minutes. Personal loans to support the moments that matter most:
Debt Consolidation
Credit Card Refinancing
Wedding Expenses
Career Development
Start New Business
Home Improvement
Car Financing
Moving Expenses

Credit Cards
We provide honest and unbiased results. We’ll help you find the best credit card for your situation.

Application Process

With Credible’s lending marketplace, you can fill out a simple, two-minute form, and instantly see which lenders you qualify for and at what rates. These are personalized, prequalified rates based on your credit history. Checking your prequalified rates with Credible will not affect your credit score.

Most other comparison sites will only provide you with generic information about a given financial service provider — the rates and information you see will not be specific to you and your credit history. You might be able to go to a specific lender’s website and see your personalized prequalified rates, but you’ll only be able to do this for one lender at a time.

Determining your eligibility is simple — fill out our form, which takes less than two minutes, and if you are eligible you’ll instantly receive personalized, prequalified rates on your Credible Dashboard from all the partner lenders you qualify for.

Repayment Terms

Minimum Loan Amount $1,000
Maximum Loan Amount Varies by lender
Loan Term 5-20 years
APR 2.56%

Customer Support

+1 866-540-6005

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