Overview works to connect consumers like you with lenders across the country that are willing to provide short term loans up to $1,000 and online personal loans up to $3,000 quickly, easily and securely. We have built a network of reputable lenders so that you have more options available to you and can select the right offers for your needs. When you provide your basic information and the amount of money you would like to borrow, we forward this information throughout our network so that you can receive a suitable loan offer from one of our lenders. Even though our lenders may need to perform credit check to verify your credibility, in most cases they may not consider your credit history as the major factor to approve your request for funding. Moreover, you will not have to wait in long lines or fill out mountains of papers to get access to funding options. You will communicate with your lender directly and receive the details of the loan offer that suits your needs. When you review the terms, you will be able to make your final decision and e-sign loan agreement to close the deal.

You are never under any obligation to accept an offer from any lender, and it is always free to submit your request for a loan through You will not be penalized if you reject an offer, and until you have provided your electronic signature in loan agreement, you are not bound over any obligations. However, if you choose to accept an offer, you will be asked to provide this electronic signature before your funds can be deposited into your bank account, usually on the following business day. We work hard to ensure that you always have access to financial options and receive the money you need when you need it.

Here at we feel that our outstanding customer service and quick, easy search and request process will help you get excellent borrowing experience.

Loan Features

LoanSolo offers short-term loans and personal loans.

What Are Short Term Loans?
Short term loans are generally small sums of cash—between $100 and $1,000—that are made available to consumers in the event of financial emergencies. This cash is generally available to applicants on the business day following their approval.

What Are Online Personal Loans?
Online personal loans are medium term loans that are paid off in monthly installments in most cases. The terms of online personal loans provided by our lenders are usually limited to 24 months. The lenders you can be connected with via this website limit the amount of online loans to $3,000.

Application Process

Qualifying for a short term and an online persona loan for a small dollar amount is simpler and easier than qualifying for other forms of consumer credit. These are the basic qualifications associated with these loans:
• You must be 18 years of age or older;
• You must legally live in the United States;
• You must be employed with the same employer for a minimum of 90 days;
• You must have a bank account that is currently not overdrawn;
• You must have a valid email address and telephone number;
• You must meet minimum income requirements.

Repayment Terms

A short term loan is repaid in a single one-time payment. Some of our lenders can make loan repayment process incredibly simple. If you opted for a direct withdrawal option while closing your loan agreement, you can have the repayment done for you electronically. In most cases, all you will need to do to repay your loan is to ensure that the repayment amount—the amount of the loan plus any applicable fees and interest—is available for withdrawal on the scheduled date. This way, you do not have to mail any checks or money orders and you do not have to visit a retail location. This paperless process also helps to reduce the likelihood of late payments and may even save you money.

The APR associated with your loan is the annual percentage rate, or the amount of interest that you would pay on your total loan amount over the course of a year. The APRs for short term cash loans may range from 200% to 2,290% depending on how the APR is calculated (nominal vs. effective), which is higher than other forms of consumer credit, but since these loans are designed to be repaid in a short period of time, consumers typically pay interest rates that are comparable with the fees for overdrafts and bounced checks. The table below is an example comparison of charges on a $100 loan that is extended for a period of two weeks (the terms are used as an example to show you how the calculations are made).

Product Type (single repayment) Charge APR
NSF + Bounced Check $45.00 1,173.21%
Overdraft Fee $30.00 782.14%
Late Fee $20.00 521.43%
Short Term Loan $10.00 260.71%

Customer Support

Our Address:
1041 4th Avenue, Suite 302, Oakland, CA 94606

Our E-mail:
Our Phone:
1 (855) 826-47-88

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