Mariner Finance


We are a group of industry experts with the experience and drive to turn any financial need into a reality. Spread out over 22 states and growing, each of our employees is handpicked to ensure that we never lose touch with what’s important to us: delivering the highest-quality, personalized customer service experience to all.

Where’d we come from?
A Baltimore-based company, Mariner Finance, with its affiliates, now features over 450 branches in 22 states throughout the country. With a growing number of employees, superior customer service remains the cornerstone of our business. We pride ourselves in delivering the variety of loans offered by our competitors with an enhanced focus on exceptional service. We work with customers to find options that are beneficial to their specific needs, which is why we are recognized as the community’s consumer finance company of choice.

It is our promise to customers that quality of service will always be Mariner Finance’s priority, even as we continue to grow. Mariner Finance excels because we live in the markets we serve, which effectively allows us to take a local hometown approach with all that we do. We look forward to not only meeting, but exceeding the expectations of your financial service needs.

Loan Features

Mariner Finance provides personal loans to borrowers with bad credit who can use the money to cover everyday expenses.

Mariner might be a good fit if:

Your credit score is at least 600
Your annual earnings are between $35,000 and $45,000, the average for a Mariner borrower
You have an established credit history. The average borrower’s history is at least five years.
You have access to a branch. Mariner Finance has branches in 20 states, and its affiliate, Pioneer Credit, has branches in eight states. The company offers online applications, but typically, borrowers must also visit a branch.

Application Process

Mariner’s online application takes a few minutes to complete. Select your state and enter your personal information such as Social Security number and birthdate. Mariner does a soft credit check, which does not affect your credit score.

Minimum credit score: 600
Minimum income: None specified; average is $35,000 to $45,000
Minimum credit history: Not provided, but typically five years or more
Debt-to-income ratio: Not provided

Repayment Terms

APR range: 24% to 36%
Loan amount: $1,000 to $25,000 (varies by state)
Loan duration: 1-5 years
Prepayment fee: None
Origination fee / Late fee: Varies by state

Customer Support

+1 877-310-2373
8211 Town Center Drive, Nottingham, MD 21236

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