Santander Bank


We got our start in Spain, but we’ve been serving customers in the Northeast since 2013. It’s our mission to help you prosper. So we treat you and your money the way we all want to be treated—with respect. How do we do it? With simple ways to spend, save, and manage your money better. From teaching your high schooler how to set up and use a checking account to helping you buy your first home, we’ll be there, right by your side. Because, at Santander, we believe respecting you and your money is the first step on the journey to prosperity.

With a loan or line of credit from Santander Bank, you can be prepared for life’s expenses, whenever they happen. Whether you’re looking to consolidate higher interest rate debt, renovate your kitchen, or cover an unexpected repair, Santander Bank offers plenty of borrowing options that could fit the bill.

Loan Features

Credit Lines
Pay for virtually anything. Whether you’re dealing with unexpected expenses, renovating your home, or you’re ready to pay off your tuition, a credit line from Santander Bank could be a good option. With a line of credit, you can access funds whenever you need them up to your available credit limit. Access as little or as much of your credit line as you need, and continue to use it as you repay. Flexible payment options put you in control. You can even earn a discounted interest rate on your line of credit when you set up automatic payments from your Santander Bank checking account.

Home Equity Line of Credit (HELOC)
You’ve worked hard to own your home. Now, let it work hard for you. A Home Equity Line of Credit (HELOC) can serve as a ready source of funds for many types of expenses.

Use your line of credit for almost any need, such as home improvements, debt consolidation or tuition payments.
Access your funds conveniently with a check or an online transfer up to your available credit limit.
Only pay interest on the amount of your credit line you use.

Personal Line of Credit
Get help achieving your goals with a Personal Line of Credit. Whether you need to fund necessary home or car repairs or make tuition payments, or have other major expenses your Personal Line of Credit is there to help you do the things that matter.

Only pay interest on the amount of your credit line you use.
Access your available credit whenever you need it.
No collateral required.

Overdraft Line of Credit
With an Overdraft Line of Credit, you’ll enjoy an extra layer of protection for your linked checking account, along with speedy access to emergency cash when you need it.

Set up a revolving line of credit to automatically cover your overdrafts, up to your available credit limit.
Use your credit line as a source of emergency funds.
Pay your outstanding balance plus interest on only the amount used.

Personal Loan
Debt consolidation? Kitchen renovations? Wedding plans? Whatever your plans, get them going with a Personal Loan. You can borrow from $5,000 up to $35,000 at an attractive fixed interest rate.

Get the money you need when you need it.
Know exactly how much your payment is every month.
No collateral required.

Whether you’re buying a new home or refinancing your existing one, there’s a lot to think about. From rates to payments to closing costs, we’ll help you navigate the mortgage process and find a home loan that’s right for you. Not only that, with Santander Bank’s competitive rates backed by personalized, friendly service, you’re sure to feel right at home.

Application Process

Eligibility criteria:

You are over 18 years of age.
You are an American citizen or a permanent resident of the US.
You have a regular source of income
You don’t have poor or bad creditworthiness

To complete the application you should include some basic information:
Your full name, date of birth and Social Security number
Your contact information
Details about your employment and income
Residential history for the last 2 years

Repayment Terms

Santander Bank offers personal loans from $5,000 up to $35,000, and fixed rates. If you have excellent creditworthiness you can get an APR from 6.99%. Other loan APRs are 8.99%, 10.99%, 12.99%, 14.99% and 16.99%.

Customer Support

+1 877-768-2265

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